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Travel insurance for Bali — for US residents

These plans are for US residents travelling to Bali. Scooters, surf and islands — the three things that turn a Bali trip into an insurance question.

Last updated November 13, 2026 · Reviewed by Protect Travel's licensed team

Why travelers insure this trip

  • Scooter and motorbike injuries are the most common claim from Bali, and many policies only cover them when you hold the correct license and wear a helmet.
  • Serious cases are often moved to a larger hospital, sometimes to Singapore, which is an evacuation claim.
  • Diving, surfing and volcano hikes can fall under activity exclusions, and volcanic ash occasionally disrupts flights.

What to weigh in a plan for Bali

  • The policy's wording on motorbikes — read it before you rent one.
  • A high medical evacuation limit, including transport off the island.
  • Whether diving, surfing and trekking are covered or need an add-on.
  • Emergency medical cover with a 24/7 assistance line.

Two dates that decide more than the price

The deadline for the pre-existing condition waiver and the deadline for Cancel For Any Reason both run from your first trip payment, not from your departure. Buying early keeps both open and costs no more.

Getting a price for Bali

Enter your dates, home state, ages and non-refundable trip cost and we show live prices and benefit amounts from the insurers available on this site — not a sample, not an estimate. Nothing on this page sets a price or decides a claim; the plan document does.

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Written by the Protect Travel team. This is general information about how travel insurance usually works, not advice about any one plan. To compare travel insurance plans you can buy, run a quote. Prices and benefits come from the insurer when you run a quote, and the policy wording decides any claim.

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