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Travel insurance for Ireland — for US residents

These plans are for US residents travelling to Ireland. An easy trip to love and an easy one to under-insure — the hospital bill behaves like any other foreign country's.

Last updated November 13, 2026 · Reviewed by Protect Travel's licensed team

Why travelers insure this trip

  • Ireland charges visitors for hospital treatment, and your US health plan or Original Medicare generally pays nothing there.
  • Much of the country is rural, so a problem on a coastal drive or in the countryside can mean a long trip to the nearest hospital.
  • Trips lean on pre-booked castles, tours, B&Bs and rental cars, which is cancellation and interruption exposure.

What to weigh in a plan for Ireland

  • Emergency medical cover plus medical evacuation home.
  • Trip cancellation and interruption sized to the full non-refundable booking.
  • Rental-car and driving considerations, given narrow rural roads.
  • The pre-existing condition waiver if anyone traveling is treated for an ongoing condition.

Two dates that decide more than the price

The deadline for the pre-existing condition waiver and the deadline for Cancel For Any Reason both run from your first trip payment, not from your departure. Buying early keeps both open and costs no more.

Getting a price for Ireland

Enter your dates, home state, ages and non-refundable trip cost and we show live prices and benefit amounts from the insurers available on this site — not a sample, not an estimate. Nothing on this page sets a price or decides a claim; the plan document does.

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Written by the Protect Travel team. This is general information about how travel insurance usually works, not advice about any one plan. To compare travel insurance plans you can buy, run a quote. Prices and benefits come from the insurer when you run a quote, and the policy wording decides any claim.

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