Travel Insurance for Germany for US Residents

Why travelers insure this trip

German clinics and hospitals charge visitors directly; there is no reciprocal arrangement that pays for American travelers.
Oktoberfest, Christmas markets and business trips put you in crowds and on tight schedules where a delay cascades.
Rail-based trips mean more connections, and a missed one can cost a pre-paid night or tour.

What to weigh in a plan for Germany

Emergency medical and evacuation limits.
Travel delay and missed-connection cover on rail and connecting flights.
Trip cancellation on non-refundable hotels, tours and event tickets.
Baggage cover if you are moving between cities by train.

Two dates that decide more than the price

The deadline for the pre-existing condition waiver and the deadline for Cancel For Any Reason both run from your first trip payment, not from your departure. Buying early keeps both open and costs no more.

Getting a price for Germany

Enter your dates, home state, ages and non-refundable trip cost and we show live prices and benefit amounts from the insurers available on this site — not a sample, not an estimate. Nothing on this page sets a price or decides a claim; the plan document does.

Guides that go deeper

Other destinations

Written by the Protect Travel team. This is general information about how travel insurance usually works, not advice about any one plan. To compare travel insurance plans you can buy, run a quote. Prices and benefits come from the insurer when you run a quote, and the policy wording decides any claim.